> 数据图表如何看待下游需求:稳房市强信心,需求有望筑底2025-8-1下游需求:稳房市强信心,需求有望筑底城镇化率仍具提升空间个人住房贷款加权平均利率(%)58.8%64.7%41.2%46.7%3002400250026002700280029002010211022102310241025102610271028102910202021202220232024202总人口:城镇化率户籍人口:城镇化率987654321021-900290-010260-110230-210221-210290-310260-410230-510221-510290-610260-710230-810221-810290-910260-020230-120221-120290-220260-320230-420221-4202二手房价格同比降幅收窄70大中城市新建房屋价格上涨城市同比增加100%80%60%40%20%0%80-020211-020220-120250-120280-120211-120220-220250-220280-220211-220220-320250-320280-320211-320220-420250-420280-420211-420220-520250-5202环比上涨城市 环比下跌城市 环比持平城市一线城市二手房价格同比 三线城市二手房价格同比二线城市二手房价格同比10-210290-210250-310210-410290-410250-510210-610290-610250-710210-810290-810250-910210-020290-020250-120210-220290-220250-320210-420290-420250-520280%60%40%20%0%40%30%20%10%0%-10%-20%数据来源:国家统计局,西南证券整理7西南证券综合其他