> 数据图表咨询下各位国有行零售不良率边际上行幅度小于中小行2026-3-2国有行零售不良率边际上行幅度小于中小行表9：上市银行零售贷款不良率整体上升（%）资料来源：Wind，华源证券研究所27银 行2024工商银行 1.27建设银行 1.59农业银行 1.39中国银行 1.78邮储银行 2.20交通银行 1.21招商银行 0.79浦发银行 1.87兴业银行 0.80中信银行 0.00民生银行 1.54光大银行平安银行华夏银行浙商银行上海银行 1.56江苏银行 2.04南京银行宁波银行 2.97杭州银行 0.93长沙银行成都银行 0.97重庆银行 5.70贵阳银行青岛银行齐鲁银行郑州银行 2.25苏州银行 3.18西安银行厦门银行沪农商行渝农银行 1.67青农商行 1.69瑞丰银行常熟银行 0.95经 营 贷按 揭消 费 贷信 用 卡2025H 变 化 20240.731.621.510.630.731.700.612.112.290.6435(8)313392025H 变 化 20242.390.860.761.091.550.771.600.740.731.33131441392025H 变 化 20243.502.511.092.221.461.551.731.801.471.48121(0)20142025H 变 化 20241.153.752.350.981.031.510.971.931.551.2725135207零 售2025H 变 化1.351.101.181.151.3820111418101.360.951.940.860.001.562.121.673.301.280.986.232.653.501516760256(37)333515340330.580.480.950.600.490.960.750.461.110.540.500.9617(2)16(6)1(0)1.131.142.282.202.040.951.301.462.302.1917322(1)1.21262.341.752.453.642.513.282.971.752.293.282.733.68630(16)(36)22390.470.28(19)1.351.3722.562.30(26)0.450.63171.451.26(19)1.982.500.630.290.781.490.710.461.031.7781726281.611.200.691.051.831.460.780.7423269(31)3.044.191141.040.410.760.69(28)280.771.230.671.24(10)12.552.16(39)2.461.6779(2)1.151.621.331.681862.001.992.152.011511.13180.380.26(12)0.860.83(3)4.142.80(134)1.080.961.611.351.251.801.401.391.801.781.140.991.291.680.771.870.782.712.862.022.001.561.661.251.321.601.691.520.941.341.031.651.221.291.891.381.272.271.971.300.941.431.861.022.200.983.013.192.382.311.561.801.561.502.041.711.851.022565(13)39(2)(12)462017(5)141825332030333631(0)143118432338华源证券综合其他
